Author Archives: The Beans

How do your “people” influence your spending habits? We’re talking about your community, your circle, your friends, your family. Maybe you don’t think they influence you at all, but research says that’s unlikely. We are social beings, and we tend to match the habits of others in our circles, whether we like it (or realize it) or not. … Read More

We often think of the next generations as our own children; however, it can also include our extended family, our neighborhoods, causes or organizations we care about, or even the culture we come from. The decisions we make today to grow our wealth have an impact on those who come after us. This is the concept of generational wealth. … Read More

Every dollar is equal, right? Research out of the University of Cambridge suggests that might not be the case. You might actually be able to get “more” out of your dollar by making sure that your spending is aligned with your values. … Read More

Looking at the neuroscience and chemistry of the brain can help us examine how money actually impacts our health. Is it possible that money can buy happiness? Here at the Beans, we both challenge and affirm that assertion. … Read More

PSLF was created to relieve some of the burdens of student loans for those employed in public service professions, such as those who work in education, healthcare, non-profit, and government jobs, for example. … Read More

There’s one strength we all must master to achieve success in the other areas of our lives, and that strength is financial balance. … Read More

When our founder and CEO, Melissa Pancoast, was a teacher, she noticed that her community’s stress, from the teachers’ lounge to her students’ parents, had financial roots. … Read More